This is entirely dependent upon each player's style. By obtaining credit you can purchase a larger Licence much earlier in the game but don't forget you will have to pay interest which affects your profitability.

Conversely your growth will be slower if you do not choose to utilize credit. It is up to each player to determine personal rate of progress. Fast and furious with a credit burden or slow and steady without it! It's up to you.

Warning: If you extend your credit beyond 65% of your assets total worth (worth = cost paid for each Licence purchased plus $$ paid for upsizes) then you will either be bankrupted or unable to complete a turn. If you are bankrupt there is no rescue. You must re-set your Holding and start again.

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